Do you need no exam life insurance? If you want to buy some term life
insurance but have no time to go through the normal process you need no
medical exam life insurance. You will get high quality life insurance
from a highly rated carrier.
Buying life insurance can be a little tricky at times. You know, you want a policy but you are not certain how much and where to get it, which policy to buy and the amount of coverage.
You don't want to go through the the usual agent process, you feel that is a waste of time. Well, there is an alternative.
You go online instead and apply for your policy. You are not required in this case to do a medical exam if you are between age 18 and age 65 and you want level term life insurance within certain limits.
They offer 10 year, 15 year, 20 year and 30 year level term life insurance policies online. You can renew these policies up until age 95. You can get up to $500,000 coverage. Some carriers offer up to $1,000,000 in this way.
You complete the application online and you get an answer in about 15 minutes. The great thing is that upon approval you can print out your policy online. You are instantly covered.
Buy life insurance with no medical required. This is a fairly new way of buying life insurance online. It is taking the Internet by storm.
Getting no exam life insurance is not new but it is new for older people. You can now get no physical life insurance up until age 65.
Another great addition is that you can buy your policy online, everything happens on the telephone and the licensed agents computer. You actually print out your policy right there and at that time.
People interested in buying term life insurance can get up to $500,000 coverage without any exam at all. All the applicant needs do is answer a few health questions. The carrier checks out the answers through the Medical Information Bureau. Upon approval you are covered. This may take as little as 15 minutes.
The types of policies offered are 10, 15, 20, and 30 year level term insurance. These no exam life insurance policies are renewable up until age 95, with no additional evidence of insure-ability.
If you are between ages 18 and age 65 you can apply.
People are busy. They like this idea because it is convenient and quick.
When we think of affordable life insurance, or affordable anything for that matter, we often, mistakenly, think of a product that would require the least cash outlay.
Many life insurance buyers find the 30 year term insurance policy quite attractive. It fulfills their needs. Who, what kind of buyer, would buy the 30 year term policy.
The 20 year term insurance policy is probably the most loved and most bought term life insurance policy. The reasons for this are pretty obvious. People tend to think 20 years when planning long term.