Looking for life insurance but have little time? Non medical term life insurance may be your answer...if you can qualify. To qualify you will need to answer questions about your health. These questions are verified by the Life Insurance Company as well as the Medical Information Bureau. The carrier also gets a Prescription Report. Carriers offer no exam life insurance as well policies requiring an exam.
Do you need no exam life insurance? If you want to buy some term life insurance but have no time to go through the normal process you need no medical exam life insurance.
Examine life insurance settlement options. When an insured person dies the proceeds of the policy can be distributed in several different ways. In other words you have different choices.
Let us compare term life insurance, the more popular term policies. You should be more enlightened about term life insurance when you are through.
The 20 year term insurance policy is probably the most loved and most bought term life insurance policy. The reasons for this are pretty obvious. People tend to think 20 years when planning long term.
People are curious about whole life insurance. They usually want to know whether the extra premium is worth it. One cannot answer this question without explaining what whole life insurance is all about.
Universal life insurance is a clever way of combining term life insurance with a saving plan. The beauty of the thing is that you decide how much of your premium dollars go to saving and how much go to pay for life insurance coverage.