Looking for life insurance but have little time? Non medical term life insurance may be your answer...if you can qualify. To qualify you will need to answer questions about your health. These questions are verified by the Life Insurance Company as well as the Medical Information Bureau. The carrier also gets a Prescription Report. Carriers offer no exam life insurance as well policies requiring an exam.
Let us take a look at some of the better known life insurance policies. This is a site about life insurance answers, right? I think you would naturally want to know how they work. Here I will give you a basic overview of the most sought after policies.
Shop and compare term life insurance quotes from highly rated carriers.
The 20 year term insurance policy is probably the most loved and most bought term life insurance policy. The reasons for this are pretty obvious. People tend to think 20 years when planning long term.
Many life insurance buyers find the 30 year term insurance policy quite attractive. It fulfills their needs. Who, what kind of buyer, would buy the 30 year term policy.
Why you may need to buy 15 year term insurance. The 10 year, 20 year and 30 year term insurance policies are most popular. The 15 year term life policy has enthusiasts, this policy fits the need of the buyers.
Universal life insurance is a clever way of combining term life insurance with a saving plan. The beauty of the thing is that you decide how much of your premium dollars go to saving and how much go to pay for life insurance coverage.